I'm David. Your local Loan Officer.

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now
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David Haun

Loan Officer
NMLS: 2634664

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now

About David.

Hi! My name is David Haun, and I have been a local real estate expert since 2018 and became a Mortgage Loan Originator in 2024!. I entered the business from a successful career in project management and public service, where I learned to be extremely detail-oriented and communicative while solving complex problems.

 

With a Bachelor's Degree in Psychology and a Master's in Digital Marketing on top of that - I unknowingly created an ideal skill set for this industry.

 

I love making a positive impact on people's lives and guiding them through one of the biggest financial transactions of their lives. I believe that having a trusted mortgage advisor by your side is just as important as having a doctor or lawyer that you trust in your corner to help you through life's big decisions and challenges.

 

Sure, your bank can give you a loan... but will they answer your late night calls when you have questions or concerns? I have always built my businesses around excellent communication and customer service. In fact, for years my motto has been, "Service Over Sales!"

 

I am well versed in all aspects of the industry, whether it be Conventional or government loans (FHA/VA), non-QM loans, refinancing, construction/rehab loans, etc. There are SO many options out there so partnering with someone who is looking for new programs and opportunities every day is critical.

 

In my free time, I spend a ton of time with my kids - particularly at various sporting events! Whether it's baseball tournaments, football games, gymnastics competitions, or volleyball games, I try to be present for as much as I possibly can and am SO grateful for a career that allows me that freedom.

 

I look forward to meeting with you. If you ever have any questions at all about the home buying or refinance process, don't hesitate to reach out!

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The answers to all your mortgage questions...

 

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

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No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.